Question 1

What comprehensive services does Capitalis Wealth provide?

Accepted Answer

We specialize in the orchestration of personalized, goal-based financial frameworks designed to secure your family's global aspirations. Our core offerings include: 1. Strategic Mutual Fund allocation aligned with cross-border risk profiles. 2. Risk Mitigation through bespoke Term and Health Insurance governance. 3. Intergenerational Continuity through professional Will Drafting and Estate Planning. We provide the structural clarity needed to navigate wealth across every life stage.

Question 2

Who is the typical Capitalis Wealth client?

Accepted Answer

We advise a sophisticated spectrum of clients including Global Professionals, NRIs, Business Owners, and Families across multiple jurisdictions. We believe in 'Equal Attention, Not Equal Portfolios.' While we serve diverse wealth levels, we focus on individuals who value long-term thinking and coaching over short-term control. Our 'sweet spot' is the emerging and established High-Net-Worth Individual who seeks a disciplined partner to build and preserve a lasting legacy.

Question 3

How do I know if I am an ideal fit for your advisory model?

Accepted Answer

Our framework is most effective for those who: 1. Value wisdom over hype and coaching over shortcuts. 2. Are ready to take full ownership of their financial journey. 3. Believe in discipline, patience, and consistency as the true drivers of wealth. 4. Can tune out market noise to stay focused on multi-generational goals. We look for a 'Minimum Philosophy Requirement' rather than just a minimum investment amount.

Question 4

Who might not find our approach suitable?

Accepted Answer

Capitalis Wealth is likely not the right fit for individuals who: 1. Seek speculative 'get-rich-quick' gains or daily trading activity. 2. Habitually second-guess structured guidance based on social media or news cycles. 3. Prioritize lowest-cost over high-value, long-term expert support. 4. Expect instant gratification or 24/7 portfolio monitoring. Our results manifest over cycles; if a 5-year horizon feels too long, our methodology will not align with your expectations.

Question 5

What are the boundaries of your advisory-what don't you do?

Accepted Answer

Integrity is defined by what we refuse to do. We do not: 1. Predict short-term market movements (no one can). 2. Facilitate high-frequency trading or portfolio churning. 3. Chase you for investments-our relationship is fiduciary, akin to a doctor and patient. 4. Compromise on compounding; 90% of the time, the smartest action is disciplined inaction.

Question 6

Do you offer direct stock advisory?

Accepted Answer

No. We focus exclusively on Mutual Funds and Managed Portfolios. This strategy has allowed us to deliver disciplined, goal-oriented results for our own family capital over the last 15 years. We believe in simplicity and asset allocation over the high-churn risk of individual stock picking.

Question 7

What has your experience managing family capital taught you?

Accepted Answer

We are permanent students of the market. Our 15-year journey has taught us: 1. Our favorite holding period is forever. 2. Wealth creation is a 'boring' game, and that is why it works. 3. Investment Return ≠ Investor Return (behavior is the variable). 4. We practice exactly what we preach; our own capital is managed under the same frameworks we suggest to you.

Question 8

How secure is my capital when investing through Capitalis?

Accepted Answer

Your capital is entirely secure in terms of process. We never handle or hold your money directly. All investments flow directly from your bank account to the National Stock Exchange (NSE) or Mutual Fund Utility (MFU) platforms. Every transaction requires your explicit authorization (OTP/Email). Your assets remain in your name, regulated by SEBI and AMFI, ensuring institutional-grade safety.

Question 9

Do you manage clients outside of your headquarters?

Accepted Answer

Absolutely. We manage wealth for clients across 25+ countries. While our Head Office is in Melbourne and Delhi, our digital-first infrastructure ensures we are always a secure video-consultation away. Distance is never a barrier to disciplined investing.

Question 10

Is a Demat account required? How is the documentation handled?

Accepted Answer

No Demat account is required for our Mutual Fund frameworks. 95% of our onboarding is digital and paperless, typically completed within 1–5 business days. Once your digital mandate is active, every subsequent transaction is a seamless, one-click experience.

Question 11

How do you justify the commission structure of Regular Plans?

Accepted Answer

Our value addition is 'Structural Clarity.' 90% of your lifetime return comes from goal clarity, asset allocation, and diversification-not fund picking. We act as your Behavioral Coach, preventing the costly emotional mistakes that set investors back years. If professional guidance costs ~1% p.a. but prevents a 20% mistake or earns you 2% more through discipline, it is a high-yield investment, not a cost.

Question 12

Can I work with you while using Direct Plans or a fixed fee?

Accepted Answer

As an AMFI-registered distributor, we operate through Regular Plans where our compensation is built into the fund structure. This ensures our incentives are aligned with your long-term portfolio growth. We do not offer fixed-fee advisory for Direct Plans as our model is built on continuous, long-term relationship coaching rather than one-time transactional advice.

Governance & Perspective

Our Advisory Scope

Our Philosophy & Constraints

Operational Logistics & Security

Fees & Value Addition